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	<title>Comments for Microbusiness Blog Network</title>
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	<description>Inside the best minds in the microbusiness space</description>
	<lastBuildDate>Mon, 16 Nov 2009 19:59:27 -0700</lastBuildDate>
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		<title>Comment on Do You Have a Microbusiness Philosophy? by Anna</title>
		<link>http://www.microbusinessbloggers.com/?p=89&#038;cpage=1#comment-38</link>
		<dc:creator>Anna</dc:creator>
		<pubDate>Mon, 16 Nov 2009 19:59:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=89#comment-38</guid>
		<description>I quit my job a year ago to &lt;a href=&quot;http://www.wetknee.com/microbusiness/&quot; rel=&quot;nofollow&quot;&gt;start a microbusiness&lt;/a&gt;.  The microbusiness philosophy I&#039;ve developed since then revolves around life, not around work.  Sure, I get the job done well, but I can plan my work week so that I have time for the more important things in my life.  Running my own microbusiness makes it much clearer that time equals money --- if I&#039;d rather have more time than more money, I can cut back on my work and have the time!</description>
		<content:encoded><![CDATA[<p>I quit my job a year ago to <a href="http://www.wetknee.com/microbusiness/" rel="nofollow">start a microbusiness</a>.  The microbusiness philosophy I&#8217;ve developed since then revolves around life, not around work.  Sure, I get the job done well, but I can plan my work week so that I have time for the more important things in my life.  Running my own microbusiness makes it much clearer that time equals money &#8212; if I&#8217;d rather have more time than more money, I can cut back on my work and have the time!</p>
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		<title>Comment on Do You Have a Microbusiness Philosophy? by Dawn Rivers Baker</title>
		<link>http://www.microbusinessbloggers.com/?p=89&#038;cpage=1#comment-24</link>
		<dc:creator>Dawn Rivers Baker</dc:creator>
		<pubDate>Fri, 29 May 2009 12:47:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=89#comment-24</guid>
		<description>Wonderful post, Jane!

My journey feels like it has been a lengthy one but, in reality, it hasn&#039;t. As an entrepreneur (and, before that, as a human), I found myself looking around at a certain point in my life and asking myself questions about who I was and where my talents lie and, from there, what I wanted to do.

My first lesson was that, first and foremost, I am a writer.

Over the ten years or so that I have been researching and reporting and writing and thinking about microbusinesses, I also learn that I have leanings towards advocacy. Maybe I&#039;ve always been looking for an underdog, somebody or some set of somebodies whose voice had been habitually silenced. It&#039;s a peculiar spot for me because, in certain circles, fire and spirit and even occasionally logic are not match for numbers and data. But, as history teaches, the pen is mightier than the sword.

So, my second lesson was that, beneath it all, I am a fighter.

This new century we&#039;re in is all about people making connections with people and everything about economics and about business that has distanced people from each other seems to be becoming passe (to put it kindly).

To me, the best thing about &quot;microbusiness&quot; as a broader concept is that it is all about meeting the material needs of humans in sustainable and non-rapacious ways. It&#039;s about &#039;need&#039; not &#039;greed.&#039; And it injects a much-needed dose of humanity into the business world - not a moment too soon.

Lovely, thought-provoking stuff!</description>
		<content:encoded><![CDATA[<p>Wonderful post, Jane!</p>
<p>My journey feels like it has been a lengthy one but, in reality, it hasn&#8217;t. As an entrepreneur (and, before that, as a human), I found myself looking around at a certain point in my life and asking myself questions about who I was and where my talents lie and, from there, what I wanted to do.</p>
<p>My first lesson was that, first and foremost, I am a writer.</p>
<p>Over the ten years or so that I have been researching and reporting and writing and thinking about microbusinesses, I also learn that I have leanings towards advocacy. Maybe I&#8217;ve always been looking for an underdog, somebody or some set of somebodies whose voice had been habitually silenced. It&#8217;s a peculiar spot for me because, in certain circles, fire and spirit and even occasionally logic are not match for numbers and data. But, as history teaches, the pen is mightier than the sword.</p>
<p>So, my second lesson was that, beneath it all, I am a fighter.</p>
<p>This new century we&#8217;re in is all about people making connections with people and everything about economics and about business that has distanced people from each other seems to be becoming passe (to put it kindly).</p>
<p>To me, the best thing about &#8220;microbusiness&#8221; as a broader concept is that it is all about meeting the material needs of humans in sustainable and non-rapacious ways. It&#8217;s about &#8216;need&#8217; not &#8216;greed.&#8217; And it injects a much-needed dose of humanity into the business world &#8211; not a moment too soon.</p>
<p>Lovely, thought-provoking stuff!</p>
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		<title>Comment on Do You Have a Microbusiness Philosophy? by Jane Chin, Ph.D.</title>
		<link>http://www.microbusinessbloggers.com/?p=89&#038;cpage=1#comment-22</link>
		<dc:creator>Jane Chin, Ph.D.</dc:creator>
		<pubDate>Thu, 28 May 2009 19:20:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=89#comment-22</guid>
		<description>Thank you Neil!

It sounds like we have asked ourselves similar questions about the motive behind our intention to become microbusiness entrepreneurs. I&#039;m glad that you answered those tough questions for yourself and your family. I asked the same tough questions, and even today, find that staying on course is extremely difficult. This is where personal leadership comes in... it wouldn&#039;t be courage if you aren&#039;t afraid, and it wouldn&#039;t be leadership if you don&#039;t even follow your own lead.

Jane</description>
		<content:encoded><![CDATA[<p>Thank you Neil!</p>
<p>It sounds like we have asked ourselves similar questions about the motive behind our intention to become microbusiness entrepreneurs. I&#8217;m glad that you answered those tough questions for yourself and your family. I asked the same tough questions, and even today, find that staying on course is extremely difficult. This is where personal leadership comes in&#8230; it wouldn&#8217;t be courage if you aren&#8217;t afraid, and it wouldn&#8217;t be leadership if you don&#8217;t even follow your own lead.</p>
<p>Jane</p>
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		<title>Comment on Do You Have a Microbusiness Philosophy? by Neil Moodley</title>
		<link>http://www.microbusinessbloggers.com/?p=89&#038;cpage=1#comment-21</link>
		<dc:creator>Neil Moodley</dc:creator>
		<pubDate>Thu, 28 May 2009 15:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=89#comment-21</guid>
		<description>Insightful comments, Jane. Thanks for posting.

I believe one of the principle reasons for people creating a micro-business and actively controlling its growth is so that they can flex their business as their lives demand.

I am in a similar situation to you - I have a four year old and a 6-month old at home. I can re-focus my time, chase business hard or less so and so forth according to their needs, my wife&#039;s needs and my need for family time.

I posted on my blog about my ambitions and philosophy here: http://www.fourthirds.com/refocusing-ambitions/.

But what wisdom have I learnt? Two related things. Firstly, that simply I always have a choice. A choice to chase business or not. A choice of whether to accept a client or not. A choice to &#039;down tools&#039; and play with the kids or work through. Secondly, that in order to make wise choices, I need to understand deeply what I want and need to achieve, and why.

Look forward to reading more of your posts!

Neil</description>
		<content:encoded><![CDATA[<p>Insightful comments, Jane. Thanks for posting.</p>
<p>I believe one of the principle reasons for people creating a micro-business and actively controlling its growth is so that they can flex their business as their lives demand.</p>
<p>I am in a similar situation to you &#8211; I have a four year old and a 6-month old at home. I can re-focus my time, chase business hard or less so and so forth according to their needs, my wife&#8217;s needs and my need for family time.</p>
<p>I posted on my blog about my ambitions and philosophy here: <a href="http://www.fourthirds.com/refocusing-ambitions/" rel="nofollow">http://www.fourthirds.com/refocusing-ambitions/</a>.</p>
<p>But what wisdom have I learnt? Two related things. Firstly, that simply I always have a choice. A choice to chase business or not. A choice of whether to accept a client or not. A choice to &#8216;down tools&#8217; and play with the kids or work through. Secondly, that in order to make wise choices, I need to understand deeply what I want and need to achieve, and why.</p>
<p>Look forward to reading more of your posts!</p>
<p>Neil</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Ken Devory Jr.</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-14</link>
		<dc:creator>Ken Devory Jr.</dc:creator>
		<pubDate>Wed, 04 Feb 2009 23:50:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-14</guid>
		<description>For better or worse there are trade offs. If uninterrupted internet is business critical; you can opt for low speed residential cable and DSL service, and get a dual WAN router. The router will automatically balance the load between the two connections, and if one goes down the other will still work. 

... Now all I need is a reason/business to justify it...</description>
		<content:encoded><![CDATA[<p>For better or worse there are trade offs. If uninterrupted internet is business critical; you can opt for low speed residential cable and DSL service, and get a dual WAN router. The router will automatically balance the load between the two connections, and if one goes down the other will still work. </p>
<p>&#8230; Now all I need is a reason/business to justify it&#8230;</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Jane Chin, Ph.D.</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-13</link>
		<dc:creator>Jane Chin, Ph.D.</dc:creator>
		<pubDate>Mon, 26 Jan 2009 16:05:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-13</guid>
		<description>Kathleen, I&#039;m not sure we&#039;re disagreeing. If you pay for the extras, you certainly are entitled to the extras.

The business &quot;gravy&quot; may be personalized touch and faster response in some types of businesses. I&#039;m fine if I get generic tech support rather than my own business account executive who has my info on file and knows me by my first name.

However, I don&#039;t consider having a service working and not being disrupted for 4-5 hours &quot;the norm&quot;, whether I&#039;m a consumer or a business owner. It&#039;s one thing if I refused to pay extra to get a higher speed of internet service, for example, and then my browser slows to a crawl because the company was unable to deliver based on the amount of consumption from my business activities. It&#039;s another if I&#039;m paying for &quot;service&quot; and then get &quot;no service&quot; or &quot;disrupted and discontinuous service&quot; due to the company&#039;s inappropriate response measure to expected service problems.

Whatever the nature of your microbusiness, you have decided for one reason or another that you are required to rent an office space in a business location. Most of the emerging microbusiness owners today - and I suspect many who began years ago and continue operating - chose to operate from their home locations because their operation does not require this measure, or because it did not make sense to their bottom-line. In other words, there are many microbusiness owners who are also consumers / customers of businesses, except they are consuming through their business.

Perhaps what you and Ray and all businesses experience is a more systemic problem - paying a much higher cost just because you&#039;re operating &quot;as a business&quot; rather than based on use or level of service required. Because of higher cost, many companies can&#039;t necessarily match the product quality or service level that a smaller operation without overhead may create, but those located at &quot;business locales&quot; still need to pass that overhead expense onto their products and services to consumers. Then people like you and me will end up paying for that overhead.</description>
		<content:encoded><![CDATA[<p>Kathleen, I&#8217;m not sure we&#8217;re disagreeing. If you pay for the extras, you certainly are entitled to the extras.</p>
<p>The business &#8220;gravy&#8221; may be personalized touch and faster response in some types of businesses. I&#8217;m fine if I get generic tech support rather than my own business account executive who has my info on file and knows me by my first name.</p>
<p>However, I don&#8217;t consider having a service working and not being disrupted for 4-5 hours &#8220;the norm&#8221;, whether I&#8217;m a consumer or a business owner. It&#8217;s one thing if I refused to pay extra to get a higher speed of internet service, for example, and then my browser slows to a crawl because the company was unable to deliver based on the amount of consumption from my business activities. It&#8217;s another if I&#8217;m paying for &#8220;service&#8221; and then get &#8220;no service&#8221; or &#8220;disrupted and discontinuous service&#8221; due to the company&#8217;s inappropriate response measure to expected service problems.</p>
<p>Whatever the nature of your microbusiness, you have decided for one reason or another that you are required to rent an office space in a business location. Most of the emerging microbusiness owners today &#8211; and I suspect many who began years ago and continue operating &#8211; chose to operate from their home locations because their operation does not require this measure, or because it did not make sense to their bottom-line. In other words, there are many microbusiness owners who are also consumers / customers of businesses, except they are consuming through their business.</p>
<p>Perhaps what you and Ray and all businesses experience is a more systemic problem &#8211; paying a much higher cost just because you&#8217;re operating &#8220;as a business&#8221; rather than based on use or level of service required. Because of higher cost, many companies can&#8217;t necessarily match the product quality or service level that a smaller operation without overhead may create, but those located at &#8220;business locales&#8221; still need to pass that overhead expense onto their products and services to consumers. Then people like you and me will end up paying for that overhead.</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Kathleen</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-12</link>
		<dc:creator>Kathleen</dc:creator>
		<pubDate>Mon, 26 Jan 2009 14:07:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-12</guid>
		<description>A bit of a contradiction here -speaking as someone who signed up for &quot;premium business-level services&quot; when I was still working out of my home.  Much of that &quot;gravy&quot; that comes with the &quot;premium&quot; is being a priority when problems arise. Regardless of where you work from, you&#039;re only a priority if you pay for it. It&#039;s a contradiction to say you don&#039;t need those gravy services and then complain when you don&#039;t get them. You&#039;re only entitled to what you pay for. How would you feel about a customer who is demanding services of you that they&#039;re not paying for? Sure, you start by hook and crook but it&#039;s not disrespect of you or your enterprise for a service provider to fail to provide the level of services if you&#039;re not paying for it. It&#039;s one of the things you have to compromise until you can pony up the full cost of doing business. Look at is this way, you can provide services for less than I can because your expenses are lower. You can&#039;t complain about a system from which you are deriving benefit (having your cake and eating it too). 

Now I have a business location; I&#039;m my only employee. As Ray said, I pay three times as much for water and garbage service at my office when I use far less than my home; my rent is twice the cost of my mortgage. Even my banking services are higher so I don&#039;t feel the least bit guilty that I can get in the much shorter line for commercial banking customers. So yeah, I do feel entitled to &quot;gravy&quot; but that&#039;s because I&#039;m paying for it.</description>
		<content:encoded><![CDATA[<p>A bit of a contradiction here -speaking as someone who signed up for &#8220;premium business-level services&#8221; when I was still working out of my home.  Much of that &#8220;gravy&#8221; that comes with the &#8220;premium&#8221; is being a priority when problems arise. Regardless of where you work from, you&#8217;re only a priority if you pay for it. It&#8217;s a contradiction to say you don&#8217;t need those gravy services and then complain when you don&#8217;t get them. You&#8217;re only entitled to what you pay for. How would you feel about a customer who is demanding services of you that they&#8217;re not paying for? Sure, you start by hook and crook but it&#8217;s not disrespect of you or your enterprise for a service provider to fail to provide the level of services if you&#8217;re not paying for it. It&#8217;s one of the things you have to compromise until you can pony up the full cost of doing business. Look at is this way, you can provide services for less than I can because your expenses are lower. You can&#8217;t complain about a system from which you are deriving benefit (having your cake and eating it too). </p>
<p>Now I have a business location; I&#8217;m my only employee. As Ray said, I pay three times as much for water and garbage service at my office when I use far less than my home; my rent is twice the cost of my mortgage. Even my banking services are higher so I don&#8217;t feel the least bit guilty that I can get in the much shorter line for commercial banking customers. So yeah, I do feel entitled to &#8220;gravy&#8221; but that&#8217;s because I&#8217;m paying for it.</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Jane Chin, Ph.D.</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-11</link>
		<dc:creator>Jane Chin, Ph.D.</dc:creator>
		<pubDate>Mon, 19 Jan 2009 01:57:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-11</guid>
		<description>Thanks for the follow-up, Ray. Location is a big factor. Here in California, everything is expensive, including running a business. If you make absolutely zero dollars in your business or lose money, you still automatically owe the state $800 (and if you make more, then it&#039;s taxed above $800). Hence CA ranks dead last 2 years in a row when polled by CEOs in Chief Executive magazine.</description>
		<content:encoded><![CDATA[<p>Thanks for the follow-up, Ray. Location is a big factor. Here in California, everything is expensive, including running a business. If you make absolutely zero dollars in your business or lose money, you still automatically owe the state $800 (and if you make more, then it&#8217;s taxed above $800). Hence CA ranks dead last 2 years in a row when polled by CEOs in Chief Executive magazine.</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Ray</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-10</link>
		<dc:creator>Ray</dc:creator>
		<pubDate>Fri, 16 Jan 2009 02:08:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-10</guid>
		<description>There aren&#039;t many options available to a micro biz like mine once I had to move out of the home into a business location. As my address was considered a business address (as determined by the Phone Co, Utility Dist, etc) the higher rates are automatically applied.

 One thing I&#039;m doing this year is to get Cable internet access (at twice the price of my home cable access) but start using Vonage or a similar Voip service. The higher rate of access will be more than offset by the cheaper phone lines with unlimited minutes. And, I&#039;ll have faster service than the current DSL with MaBell.

Incidentally, I have found all of these items are much more expensive in Florida than they were in Nevada, where I moved from.</description>
		<content:encoded><![CDATA[<p>There aren&#8217;t many options available to a micro biz like mine once I had to move out of the home into a business location. As my address was considered a business address (as determined by the Phone Co, Utility Dist, etc) the higher rates are automatically applied.</p>
<p> One thing I&#8217;m doing this year is to get Cable internet access (at twice the price of my home cable access) but start using Vonage or a similar Voip service. The higher rate of access will be more than offset by the cheaper phone lines with unlimited minutes. And, I&#8217;ll have faster service than the current DSL with MaBell.</p>
<p>Incidentally, I have found all of these items are much more expensive in Florida than they were in Nevada, where I moved from.</p>
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		<title>Comment on Microbusiness Owners Experience Microinequities by Jane Chin, Ph.D.</title>
		<link>http://www.microbusinessbloggers.com/?p=58&#038;cpage=1#comment-9</link>
		<dc:creator>Jane Chin, Ph.D.</dc:creator>
		<pubDate>Thu, 15 Jan 2009 16:39:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.microbusinessbloggers.com/?p=58#comment-9</guid>
		<description>Hi Ray, thank you for your input! Did you opt for &quot;business account&quot; level services for your microbusiness? If you did not have the level of scale, I can see how you end up paying a lot more than the average big business that get a volume based discount. Many of us, including myself, go for the personal / residential level service since my needs don&#039;t warrant a business level account at this time. What did you end up doing to find a more satisfactory solution than what you had experienced?</description>
		<content:encoded><![CDATA[<p>Hi Ray, thank you for your input! Did you opt for &#8220;business account&#8221; level services for your microbusiness? If you did not have the level of scale, I can see how you end up paying a lot more than the average big business that get a volume based discount. Many of us, including myself, go for the personal / residential level service since my needs don&#8217;t warrant a business level account at this time. What did you end up doing to find a more satisfactory solution than what you had experienced?</p>
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